Blog

Written for the person doing the valuation

Notes on the parts of the job that cost money when they go wrong: payment timetables, valuations, variations, retention and final accounts. No product announcements.

Construction Act

Enforcing an adjudicator's decision when the loser will not pay

An adjudicator's decision binds temporarily and is enforced by summary judgment in the TCC. Pay now, argue later. The defences are narrow, and insolvency can be one of them.

22 July 2026 · 7 min read
Construction Act

The NEC payment timetable: assessment date, due date and Y(UK)2

Under NEC the assessment date drives the timetable. With Option Y(UK)2 the payment becomes due seven days after it and the final date fourteen days after that. The gap is where a JCT habit costs a week.

20 July 2026 · 7 min read
Retention

Retention under NEC: it only exists if Option X16 is in the contract

NEC has no retention unless secondary Option X16 is included. Where it is, there is a retention free amount, a percentage, and a two-stage release at Completion and the Defects Certificate.

18 July 2026 · 6 min read
Reports

The golden thread is a cost line, not a slogan

Keeping and handing over the golden thread of information is work. Work has a cost. Price it and put it in the estimate, rather than filing it under compliance and hoping.

14 July 2026 · 6 min read
Reports

What a funder wants that a client does not

The same figures read for a different question. A client asks what it will cost; a funder asks whether the money already lent is still secured.

13 July 2026 · 4 min read
Construction Act

The application served too early, or on the wrong day

An application has to land in the right period and against the right due date. Serve it early or misdate it and it may do nothing, or nothing until the next cycle.

10 July 2026 · 7 min read
Reports

How often to report, and what changes when you do

Monthly is the default and it is usually right. What matters more is that the report says what moved since the last one, and why.

9 July 2026 · 4 min read
Construction Act

When termination goes wrong and turns on the party that gave it

A termination made without proper grounds, or without following the procedure, can itself be a repudiatory breach. The other side can accept it and claim damages. Getting the ground and the process right is the whole game.

9 July 2026 · 7 min read
Reports

Handing a job to another surveyor

Most of what a surveyor knows about a project is not in the file. A handover that transfers only documents transfers about half of it.

6 July 2026 · 4 min read
Construction Act

Setting up the payment schedule before the first valuation

Ten minutes with the contract particulars at the start of a job removes a category of error for its whole duration. What to extract, and what to do when the particulars are silent.

4 July 2026 · 6 min read
Reports

Forecasting cash on a construction project

A cash flow forecast is not the valuation schedule with dates on it. It has to account for the payment timetable, retention, and the gap before payment lands.

2 July 2026 · 5 min read
Reports

Conflicts of interest, and the ones you do not notice

The obvious ones get declined. The damaging ones develop quietly on a project that started out perfectly clean.

29 June 2026 · 4 min read
Reports

The gateways move your money, not just your programme

On a higher-risk building the Building Safety Act gateways are hard stops. A stop on the programme is a stop on the cash, and the QS has to price that in.

27 June 2026 · 7 min read
Construction Act

Interest on late payment: what you can actually claim

Contractual interest, statutory interest under the Late Payment of Commercial Debts Act, and the fixed compensation most claimants forget. Which applies, and why the choice is not freely yours.

26 June 2026 · 6 min read
Construction Act

When a document is not a valid payment notice

A payment notice has to say the sum considered due and how it is worked out, and it has to read as the notice it claims to be. Miss either and it is nothing.

26 June 2026 · 7 min read
Reports

Cost value reconciliation, and what it is really for

A CVR compares what a project has earned with what it has cost, at the same date. Its value depends entirely on both sides being measured to the same point.

25 June 2026 · 5 min read
Security

Who owns the materials on site when the contractor fails

Title to site materials passes to the employer once their value is certified and paid. But a contractor can pass only the title it holds, and a supplier's retention of title clause can defeat the employer even after payment.

25 June 2026 · 6 min read
Reports

Terms of engagement, and the scope nobody wrote down

Almost every fee dispute is a scope dispute. The item that causes most trouble is what happens when the job runs a year late.

22 June 2026 · 4 min read
Construction Act

Counting the days: where payment timetables quietly go wrong

Whether days are calendar or business days, whether the first day counts, and what happens when a deadline lands on a bank holiday. The small arithmetic that decides whether a notice was valid.

19 June 2026 · 6 min read
Subcontractors

When a subcontractor goes under

Insolvency partway through a package raises questions about payment, materials, retention and completing the work. The answers depend on what was in place before.

18 June 2026 · 5 min read
Reports

A profitable job that runs out of money

Profit is earned when the work is done. Cash arrives weeks later, minus retention. Companies fail on the second of those, not the first.

15 June 2026 · 4 min read
Valuations

VAT tax point on certificates and retention: when the tax falls due

For construction the tax point is usually the earlier of invoice or payment. Retention is different: its tax point waits until the retention is received or invoiced.

12 June 2026 · 6 min read
Variations

Loss and expense is not the same as an extension of time

Time and money are separate entitlements with separate tests. Why an extension of time does not carry money with it, what has to be ascertained, and where these claims usually fail.

11 June 2026 · 7 min read
Subcontractors

Setting off against a subcontractor

Set-off is legitimate and routinely done badly. Without a valid pay less notice and a quantified basis, the deduction fails and the full sum falls due.

11 June 2026 · 5 min read
Construction Act

How payment changes the moment a contract is terminated

Termination for default stops further sums becoming due until the account is drawn. Insolvency suspends the duty to pay or release retention from the insolvency event itself. The ordinary payment cycle no longer applies.

11 June 2026 · 6 min read
Reports

Where margin actually goes

It rarely disappears in one event. It leaks through small unrecovered items, each too minor to escalate, and the total only appears at the end.

8 June 2026 · 5 min read
Variations

When the Employer's Requirements and the Contractor's Proposals disagree, who pays?

Under Design and Build a divergence between the ER and the CP is where money quietly disappears. Whether resolving it is a paid variation or the contractor's own risk depends on the contract, and on where the divergence sits.

8 June 2026 · 7 min read
Valuations

Choosing a valuation cycle, and why moving it costs more than it saves

Monthly valuations, stage payments and milestones compared. How the date interacts with your own workload, and what happens to the statutory dates when the cycle slips.

4 June 2026 · 5 min read
Subcontractors

Back-to-back is not a magic phrase

A subcontract described as back-to-back with the main contract usually is not, in the ways that matter. The gaps show up in payment dates, notices and delay.

4 June 2026 · 5 min read
Final account

The account after termination is not the final account

When an employer terminates for contractor default, the reckoning that follows weighs cost of completion and damages against what the contractor would have been due. It is a different exercise from a final account.

4 June 2026 · 7 min read
Security

Security other than bonds

Escrow, vesting certificates, staged payment and simply paying for less. Several cost nothing and are used far less often than bonds.

2 June 2026 · 4 min read
Reports

Accruals, and why jobs report well until they do not

Nine months at eight per cent margin, then two per cent in month ten. Nothing changed on site; the invoices simply caught up.

1 June 2026 · 4 min read
Subcontractors

CIS deductions on subcontractor payments: rate, base and timing

20% for verified registered subcontractors, 30% for unverified, 0% for gross payment status. The deduction comes off the labour element, not the whole payment.

29 May 2026 · 7 min read
Final account

Disruption is not prolongation

Disruption is loss of productivity on work that still had to be done. It can arise with no delay to completion at all.

28 May 2026 · 5 min read
Construction Act

Pay-when-paid, and the other clauses the Act strikes out

Conditional payment clauses are ineffective under section 113, with one narrow exception. What survives, what does not, and what fills the gap when a clause is knocked out.

27 May 2026 · 6 min read
Security

Bonds and guarantees down the chain

The main contract has a bond, a guarantee and warranties. The packages that will actually fail have a signed order and nothing else.

26 May 2026 · 4 min read
Reports

Working out the peak funding requirement

The deepest point of the cumulative cash curve is the number a contractor has to be able to fund, and it arrives later than most people expect.

25 May 2026 · 4 min read
Final account

Prolongation costs, and the weeks they belong to

Prolongation is the time-related cost of a longer job. The recurring error is calculating it at the tender rate over the wrong period.

21 May 2026 · 5 min read
Variations

Pricing a variation before it is built: quotations and their traps

Agreeing the price and the time effect of a change before work starts is better for everyone. Why the mechanism is used so rarely, and what acceptance actually settles.

20 May 2026 · 6 min read
Variations

Valuing the Contractor's Design Portion under the SBC

The CDP lets the contractor design a defined part of the works. It is valued by its own rules against the CDP Analysis, and keeping it on separate lines stops designed and measured work blurring in the certificate.

20 May 2026 · 6 min read
Security

On-demand bonds and the calls that are challenged

The surety pays on presentation and questions afterwards. Courts will restrain a call only in narrow circumstances, which is why contractors resist them.

19 May 2026 · 4 min read
Variations

The work nobody priced

Between the main contract and the packages there is always something no one included. Finding it early is cheap; finding it on site is not.

18 May 2026 · 4 min read
Valuations

Domestic reverse charge VAT on construction: who accounts for the tax

Since 1 March 2021 the supplier of CIS construction services charges no VAT to a business customer who is not the end user. The customer accounts for it instead.

15 May 2026 · 6 min read
Final account

The heads of a loss and expense claim

Loss and expense is reimbursement of actual loss, proved. The recognised heads are narrower than most claims assume.

14 May 2026 · 6 min read
Valuations

Assessing payment under NEC4: what changes from JCT

Assessment dates instead of valuation dates, Price for Work Done to Date instead of measured work, and a payment mechanism that differs by main Option. What a JCT surveyor needs to unlearn.

12 May 2026 · 7 min read
Security

How a bond is actually called

The process is procedural and unforgiving. Most failed calls fail on the notice, the timing or the form rather than on the entitlement.

12 May 2026 · 4 min read
Variations

A change control procedure that people actually follow

Most change control fails because it is slower than the site. A procedure that takes ten minutes gets used; one that takes a week gets bypassed.

11 May 2026 · 4 min read
Final account

The final account has a timetable, and it starts at practical completion

JCT sets a period for the contractor to submit documents and a period for the account to be agreed. Both are routinely ignored until the account is two years old.

7 May 2026 · 5 min read
Valuations

JCT Minor Works is not a small SBC, and treating it like one costs money

Minor Works is a shorter form for simpler jobs. It still holds retention, but it has no loss and expense clause, and the differences catch surveyors who assume the SBC machinery is there.

6 May 2026 · 7 min read
Construction Act

Suspending performance for non-payment: the right and its price

Section 112 gives a statutory right to stop work when the notified sum is not paid. The seven day notice, what can be suspended, and the costs and time recoverable when it is done properly.

5 May 2026 · 6 min read
Security

Reading a bond before you accept it

The wording decides everything: the trigger, the cap, the expiry and who proves what. Very few bonds are read before they are filed.

5 May 2026 · 4 min read
Variations

Instructions from people who cannot give them

Only the person named in the contract can vary the works. An instruction from anyone else is not one, however senior or however reasonable.

4 May 2026 · 4 min read
Variations

Omitting work: what you can and cannot take away

The power to omit is a power to reduce the scope, not a power to give the work to somebody else. That distinction is a well-worn route into a damages claim.

30 April 2026 · 5 min read
Subcontractors

Financial checks before you appoint

Half an hour at Companies House before appointment is worth more than any amount of contract drafting afterwards. Most people do neither.

28 April 2026 · 4 min read
Practice

Where a small practice loses its fee

Rebuilding the same spreadsheet every month, reformatting certificates, and finding out what was agreed. An honest look at the hours that do not appear on any fee proposal.

27 April 2026 · 5 min read
Variations

Design development is not a variation

Detail that was always going to be needed is development. Detail that changes what was priced is a variation. That line is where design and build argues.

27 April 2026 · 5 min read
Variations

Prime cost sums and the adjustment nobody does

A prime cost sum is a placeholder for goods from a supplier the employer selects. It is adjusted against actual cost, and the adjustment is routinely forgotten.

23 April 2026 · 4 min read
Subcontractors

Claims from subcontractors, and passing them up

A claim is only recoverable upstream if it fits the main contract too, and the two sets of provisions rarely align as neatly as assumed.

21 April 2026 · 4 min read
Variations

Provisional sums: defined, undefined, and why the difference costs money

A defined provisional sum is allowed for in the contractor programme and preliminaries. An undefined one is not. Getting the classification wrong changes what happens to time and preliminaries.

20 April 2026 · 6 min read
Time & completion

When the contractor will not come back

The employer can engage others and recover the cost, but only after giving the contractor the opportunity first. Skipping that caps the recovery.

20 April 2026 · 4 min read
Valuations

Valuing preliminaries in an interim

Preliminaries are not a percentage and they do not accrue evenly. Valuing them on the same curve as the works is the quickest way to over or under certify.

16 April 2026 · 5 min read
Subcontractors

Holding a subcontractor to programme

Everybody knows which package is late. Very few files contain what would actually be needed to do anything about it.

14 April 2026 · 4 min read
Time & completion

The items on a defects schedule that are not defects

Wear, damage by the occupier, failure to maintain and design changes dressed as defects. Sorting them out is most of the negotiation.

13 April 2026 · 4 min read
Valuations

Spotting front-loading in a contractor application

Front-loading moves money forward without changing the contract sum. How it appears in a bill, in an activity schedule and in an application, and what a client-side surveyor can properly do about it.

12 April 2026 · 6 min read
Valuations

Fluctuations, and why they came back

Fixed price contracts assume prices stay still. When they do not, the fluctuations provisions decide who carries the difference, and most say the contractor does.

9 April 2026 · 5 min read
Subcontractors

Valuing variations down the chain

A variation instructed above does not become a subcontract variation automatically. The two accounts are separate and they routinely diverge.

7 April 2026 · 4 min read
Time & completion

Snagging is not the schedule of defects

Two lists that look identical and do different jobs. One is a pre-completion tidy-up; the other is a document that releases retention.

6 April 2026 · 4 min read
Construction Act

Smash and grab adjudication, and the true value answer

One adjudication asks whether the notices were served. A different one asks what the work is worth. Confusing the two is how a payer ends up funding both.

5 April 2026 · 7 min read
Valuations

Remeasurement and approximate quantities

Where quantities are approximate, the work is measured as executed and valued at the bill rates. The trap is the rate that stops being reasonable.

2 April 2026 · 5 min read
Subcontractors

Project bank accounts and fair payment

Money in a ring-fenced account, released to everyone on the same date. It protects the supply chain and constrains the main contractor.

31 March 2026 · 4 min read
Time & completion

Is the programme a contract document

Under JCT it usually is not, and that surprises both sides. Under NEC the Accepted Programme is central to how everything is assessed.

30 March 2026 · 4 min read
Audit trail

Records that survive adjudication, and the ones that do not

An adjudicator decides on documents in twenty-eight days. What contemporaneous means in practice, and why a reconstructed record damages the case it was built to support.

28 March 2026 · 6 min read
Valuations

Off-site materials and the conditions that come with them

Paying for materials before they reach site is possible under JCT, but only where they are listed and a set of conditions is met. Each one exists for a reason.

26 March 2026 · 5 min read
Final account

Surviving an audit of the final account

An auditor is not looking for fraud. They are looking for figures that cannot be traced to a document, and every account has some.

24 March 2026 · 4 min read
Time & completion

Time at large, and why it is claimed more than it succeeds

If the machinery for fixing the completion date breaks down, the obligation becomes one to finish in a reasonable time. A narrow argument.

23 March 2026 · 5 min read
Subcontractors

Contra charges and set-off: doing it so it survives

A justified deduction made without the contractual mechanism is an unjustified deduction. Notice requirements, evidence, and why netting a contra charge inside a valuation is the wrong place.

21 March 2026 · 6 min read
Construction Act

Contracts the Construction Act does not cover

The payment and adjudication provisions apply to construction contracts, and the definition has exclusions that catch people out.

19 March 2026 · 5 min read
Final account

Value engineering savings, and who keeps them

A saving found by the contractor and a saving instructed by the client are different things. The contract rarely says so.

17 March 2026 · 4 min read
Time & completion

Paying to speed up, and constructive acceleration

One is a commercial deal with a price attached. The other is a claim built on a refused extension, and it is a much harder argument.

16 March 2026 · 5 min read
Final account

The final certificate and what it closes for good

On JCT contracts the final certificate has conclusive effect on certain matters unless proceedings are commenced within a short window. What it settles, and what it does not.

13 March 2026 · 6 min read
Construction Act

What adjudication actually involves

Twenty-eight days from referral to decision, binding until finally determined, and each side usually bears its own costs. What a QS needs to know before it starts.

12 March 2026 · 6 min read
Final account

When the final account will not close

Most accounts are not disputed, they are abandoned. Two or three items stall and the whole document sits there for two years.

10 March 2026 · 4 min read
Time & completion

Who owns the float

The slack between when an activity can finish and when it must. Under most standard forms the answer is nobody, which satisfies neither side.

9 March 2026 · 5 min read
Variations

Dayworks: when they apply and how to check them

Dayworks are the last resort in the valuation hierarchy, not the convenient one. When they are properly used, what the sheets must show, and the checks that take five minutes.

6 March 2026 · 6 min read
Construction Act

Who issues the payment notice, and why it is not always you

The Act puts the payment notice on the payer. Which document you issue depends on which side of the contract you are on, and the labels in use do not always match.

5 March 2026 · 4 min read
Final account

Negotiating the final account

Both sides know roughly where it will land. Getting there needs a structure, because item-by-item argument on ninety lines never converges.

3 March 2026 · 4 min read
Time & completion

When the client moves in without a certificate

Occupation with neither partial possession nor practical completion leaves insurance, damages, retention and defects all unresolved at once.

2 March 2026 · 4 min read
Time & completion

What the rectification period is actually for

It is not a warranty and it does not limit liability. It is a right to return and put things right, and it benefits the contractor as much as the employer.

27 February 2026 · 4 min read
Valuations

Materials on site and off site: certifying without overpaying

Unfixed materials are the most common source of interim overpayment. The conditions for certifying them, why off-site materials are treated differently, and what happens on insolvency.

26 February 2026 · 6 min read
Construction Act

The notified sum is the only number that matters

Once the notified sum is fixed, that is what falls due on the final date for payment, whatever anyone thinks the work was worth.

26 February 2026 · 5 min read
Final account

The documents a final account has to stand on

An account is only as good as what supports it, and those documents are created during the job or they are not created at all.

24 February 2026 · 4 min read
Time & completion

Partial possession is not sectional completion

Both let the employer occupy part of the works early. One is planned in the contract, the other is the mechanism for when it was not.

20 February 2026 · 5 min read
Construction Act

When the payer stays silent: the payee default notice

If no payment notice is served, the payee can serve one instead, and the sum it states becomes the sum that must be paid. Why silence is the most expensive response to an application.

19 February 2026 · 6 min read
Variations

Three percentages, not one

Daywork additions are stated separately for labour, materials and plant. Blending them into a single figure produces a total that cannot be agreed.

19 February 2026 · 4 min read
Retention

The case for abolishing retention, and why it has not happened

Everybody downstream dislikes it and the arguments against are strong. It survives because every alternative shifts the risk rather than removing it.

17 February 2026 · 5 min read
Security

Latent defects insurance and the ten-year problem

By the time a hidden defect appears, limitation may have run and the contractor may have dissolved. Cover has to be arranged before the work starts.

13 February 2026 · 4 min read
Variations

Confirming a verbal instruction

A verbal instruction binds nobody until it is confirmed in writing. The confirmation route is in the contract, and it has a deadline.

12 February 2026 · 4 min read
Reports

A risk register that produces a contingency you can defend

A flat percentage contingency is a guess with a decimal point. How to build a register that produces a number, keep it current, and answer the question every client eventually asks.

11 February 2026 · 6 min read
Retention

When retention is not released

The remedies are the ordinary payment ones: an application, an adjudication, or interest. What does not work is waiting and asking again.

10 February 2026 · 4 min read
Security

Professional indemnity, and why it is claims-made

It responds to the claim made this year, not the advice given six years ago. That distinction decides what happens when a policy lapses.

6 February 2026 · 4 min read
Time & completion

Making good, and the last of the retention

The certificate of making good releases the balance of the retention and clears the way for the final certificate. It is also the one nobody chases.

5 February 2026 · 4 min read
Subcontractors

Cash position: money in against money out, per job

Profit and cash are different questions and a job can be healthy on one and dangerous on the other. What to measure, how often, and the four figures that tell you where a project stands.

4 February 2026 · 6 min read
Retention

Chasing the second release

The end of the rectification period is silent. No invoice, no application, no meeting, and that is exactly why the money sits there.

3 February 2026 · 4 min read
Security

Who insures the works, and until when

A fire two days after practical completion and a fire two days before are the same fire with entirely different consequences for who pays.

30 January 2026 · 4 min read
Time & completion

Assessing an extension of time

The contract gives the certifier a period to assess and a standard to apply. What it does not give is permission to wait and see how the job turns out.

29 January 2026 · 5 min read
Retention

Reconciling the retention account

Held should equal cumulative value at the applicable rates, less releases. When it does not, one of three specific things has gone wrong.

28 January 2026 · 4 min read
Final account

Agreeing the final account without turning it into a dispute

How to get from a submitted account to an agreed one. Sequencing the items, dealing with the three that are genuinely contentious, and why one meeting rarely does it.

27 January 2026 · 6 min read
Security

Advance payment bonds and the money that goes out first

Paying before the work happens reverses the normal risk of construction. The bond should reduce as the advance is recovered, and frequently does not.

23 January 2026 · 4 min read
Time & completion

When two delays run at the same time

Concurrency is where an employer risk event and a contractor risk event both delay completion over the same period. The usual answer is time, without money.

22 January 2026 · 6 min read
Retention

Retention on variations and loss and expense

Variations attract retention because they are work. Loss and expense normally does not, because there is no work in it that can be defective.

21 January 2026 · 4 min read
Retention

Subcontract retention: the money nobody releases

Retention held from subcontractors outlives the packages, the surveyors and sometimes the relationship. Why release is missed downstream more often than upstream.

20 January 2026 · 5 min read
Security

A retention bond instead of retention

The contractor keeps its money and the employer keeps its security. Almost. The gap between those two positions is the whole of the negotiation.

16 January 2026 · 4 min read
Time & completion

Relevant events: what the clause 2.29 list actually covers

The list of relevant events decides what can carry an extension of time. It is not the same list as the one that carries money.

15 January 2026 · 5 min read
Retention

What happens to retention when someone goes bust

The direction matters entirely. Money you hold and money somebody holds for you behave in opposite ways when a company fails.

14 January 2026 · 4 min read
Variations

Is it actually a variation? Instructions, clarifications and change

Not every instruction is a variation and not every variation arrives as an instruction. How to tell the difference, and what to do about verbal instructions on site.

12 January 2026 · 6 min read
Security

Collateral warranties and the ones nobody executes

They create a contract where none existed, letting a funder or tenant sue the designer directly. Most projects have far fewer executed than the schedule suggests.

9 January 2026 · 5 min read
Time & completion

The certificate that has to come first

A certificate of non-completion is a precondition to deducting liquidated damages under JCT. Without it the deduction fails, however clear the delay.

8 January 2026 · 4 min read
Retention

Is your retention held in trust

The clause is in the contract. The separate bank account usually is not, because nobody asked for it while the money still felt safe.

7 January 2026 · 4 min read
Valuations

From gross valuation to net payment: getting the ladder right

Gross valuation, less retention, less previous payments, less deductions. The order the deductions come off in changes the answer, and the wrong order is surprisingly hard to spot.

5 January 2026 · 6 min read
Construction Act

Pay less notices: what they must say and when to serve one

A pay less notice is the only lawful way to pay less than the notified sum. What it must contain, when it must arrive, and the four ways surveyors lose the right to serve one.

28 December 2025 · 7 min read
Reports

Cost reports and the anticipated final cost

A cost report answers what the job will cost when it finishes, not what it has cost so far. What belongs in it, how to treat risk and unagreed variations, and why the first bad report matters.

21 December 2025 · 6 min read
Security

Parent company guarantees, and what they are worth

A PCG costs nothing to give and is worth exactly as much as the parent behind it. Checking that parent is the whole exercise, and it takes twenty minutes.

19 December 2025 · 4 min read
Time & completion

Sectional completion and the retention nobody releases

Each section has its own completion date, its own damages and its own retention release. Treating them as one contract quietly holds money that should have gone back.

18 December 2025 · 5 min read
Retention

The retention limit, and when deductions should stop

Many contracts cap the total. Once the cap is reached, deductions stop, and continuing past it is over-deduction rather than security.

17 December 2025 · 4 min read
Subcontractors

When subcontract payment dates do not match the main contract

Two contracts, two timetables, and a main contractor in between funding the difference. How the gap arises, how large it gets, and what can be done at procurement.

13 December 2025 · 6 min read
Time & completion

Deducting liquidated damages without losing them

The calculation is the easy part. The deduction fails if the certificate of non-completion or the notice is missing, and the whole sum becomes repayable.

11 December 2025 · 6 min read
Security

What a performance bond actually pays out

It has a cap, an expiry and a trigger, and most of the disappointment comes from the trigger. Conditional bonds are claims to be established, not forms to be filled in.

11 December 2025 · 5 min read
Retention

Setting the retention rate

Three per cent, five, or nil. The contract particulars decide, and the choice is a judgement about risk rather than a convention to be followed.

10 December 2025 · 4 min read
Final account

Building a final account that actually closes

The structure of a final account, from contract sum to final balance. Which adjustments belong where, why netting destroys reconciliation, and the checks that find the missing few thousand pounds.

6 December 2025 · 7 min read
Time & completion

What practical completion actually triggers

Practical completion is not a tidy site or a finished snagging list. It is a certificate, and the moment it is issued five separate things change at once.

4 December 2025 · 6 min read
Retention

What retention is for, and what it is not

Security that the contractor will return and put things right. Not a discount, not a performance incentive, and not a reserve against the account.

3 December 2025 · 4 min read
Retention

What happens to retention at practical completion

The rate halves at practical completion and the balance falls away at the end of the rectification period. Why the second release is the most commonly forgotten money in the industry.

28 November 2025 · 5 min read
Variations

Valuing variations under JCT: which rule applies

Contract rates, pro-rata, fair rates, dayworks or a lump sum quotation. The rules in order, and why recording which one you used matters more than the number itself.

21 November 2025 · 6 min read
Valuations

What belongs in an interim valuation, and what does not

Measured work, variations, materials, fluctuations, loss and expense. What is properly included at interim stage, what waits for the final account, and why the distinction protects you.

13 November 2025 · 7 min read
Construction Act

The payment timetable under the Construction Act, in plain terms

Due date, payment notice, final date for payment and pay-less notice. What each one means, how the days are counted, and what happens when you miss the one that matters.

6 November 2025 · 6 min read

Something you would like covered? Write to support@qscope.co.uk. The list of topics comes from what surveyors actually ask.

Try it on your next valuation

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